Denise A. Landay, Realtor

Biography

Denise Landay has been a resident and homeowner in St. Petersburg since 1990, having purchased her own home that same year. Her enthusiasm and commitment to promote St. Petersburg and Tampa Bay as an ideal community for families, retirement, and investment has been the inspiration for her sales and marketing.

Few real estate professionals can boast the depth and breadth of Denise’s expertise and experience in the business world.  She is an adroit project manager and problem solver with a background in public accounting, corporate finance, and information technology.  Her knowledge and use of technology for communication and quality marketing, as well as her personal skills and contract negotiation savvy, enable seamless transactions.

As a realtor, Denise is focused on assisting her clients realize their unique goals and lifestyle through the rewarding sale and purchase of real estate assets for nesting, resting, and investing.

 

Buying/Selling Tips

 10 Tips for First-Time Homebuyers

  

  1. Be picky, but don’t be unrealistic. There is no perfect home.

 

  1. Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you.

  

  1. Get your finances in order. Review your credit report and be sure you have enough money to cover your downpayment and your closing costs.

  

  1. Don’t wait to get a loan. Talk to a lender and get prequalified for a mortgage before you start looking.

  

  1. Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.

  

  1. Decide when you could move. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area?

  

  1. Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that suit you best.

  

  1. Don’t let yourself be “house poor”. If you max yourself out to buy the biggest home you can afford, you’ll have no money left for maintenance or decoration or to save money for other financial goals.

  

  1. Don’t be naïve. Insist on a home inspection and, if possible, get a warranty from the seller to cover defects within one year.

  

  1. Get help. Consider hiring a REALTORÒ as a buyer’s representative. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. And often, buyer’s reps are paid out of the seller’s commission payment.

 

Household Hints

Borrowed from...who knew?           The Best Of 1 & 2

by Lubin & Bossolina Lubin

Prevent a Dripping Paint Can

You know that little groove along the rim of a paint can that tends to fill up and spill paint all over the place?  Using a nail or an awl, notch a few holes in there to create a drain for the paint, so it drips back into the can instead of dripping down the outside.  Alternatively, you can place masking tape on the rim of the paint can before pouring - remove the tape later and the rim will be clean.

Floors

Squeaky floorboards?  Make them a thing of the past by sprinkling a little talcum powder between the boards.

If your vinyl tile has loosened, simply put it back in its original place, lay a piece of aluminum foil on top, and run a hot iron over it.  In no time at all, the glue will begin to adhere.  Then just stack a few books on top of the tile until the glue hardens again.

 

 

Quotes

"He is rich who is happy with his share."